Donegal Insurance Group

About

Our group of property and setback insurance agencies gives full lines of individual, ranch and business protection items crosswise over numerous districts of the United States. We're glad for our legacy, which compasses over 100 years in the protection business. Utilize these connections for more data about Donegal.

 History

The Donegal Insurance Group story started in the residential community of Marietta in Lancaster County, Pennsylvania, where a little gathering of ranchers met up to give shared assurance to their ranches and possessions. On May 13, 1889, James A. Beaver, Governor of the Commonwealth of Pennsylvania, issued Letters of Patent to the Donegal and Conoy Mutual Fire Insurance Company, Marietta, Pennsylvania.

                     

Donegal and Conoy Mutual Fire Insurance Company issued its first protection strategy to a neighborhood rancher for staying scope in the measure of $4,300. The yearly premium was $3.90. The new protection supplier offered an extremely restricted product offering and just overhauled a little territory in focal Pennsylvania.

In 1919, as the organization kept on growwing, Donegal and Conoy obtained its first office assembling in downtown Marietta. By 1920, the organization embraced the slogan "Conformities Made and Losses Paid Before the Sun Sets." The organization's growth would proceed through the following three decades as its base of operations extended.

1930s and 1940s

The 1930s saw numerous changes at Donegal and Conoy, all useful to the development of the organization. Its first real bookkeeping framework was introduced. Arrangements were made to redesign the workplace building to give satisfactory offices to the developing organization. Also, the first "calamity" reinsurance scope was bought.

As the organization commended its 60th commemoration in 1949, premium compositions had ascended to over $600,000, the Marietta office was extended, and another name was embraced, Donegal Mutual Insurance Company.

1950s and 1960s

In the mid 1950s, Donegal Mutual extended its item offerings to incorporate accident coverage, widening the limit for its operators in Pennsylvania. In 1952, the organization introduced its first IBM bookkeeping gear, and Donegal Mutual started written work property holders strategies utilizing this hardware. In 1954, premium compositions overshadowed the $1 million check, an aggregate that would develop to over $3 million every year by 1961, when development was finished on the first partition of what is today the Donegal Insurance Group's corporate base camp.

1970s and 1980s

 

The year 1976 brought extra development and extension to Donegal Mutual, with the securing of Reading Mutual Insurance Company, a little shared organization in Berks County, Pennsylvania, and Laurel State Mutual Insurance Company of Wyomissing, likewise in Pennsylvania. In this same year, Donegal Mutual's premium works surpassed $20 million yearly.

In 1980, Donegal Mutual reported premium compositions in the Commonwealth of Pennsylvania of more or less $30 million. The organization declared, "To have a superior spread of business, we are considering entering our organization into about six extra states."

In the mid 1980s, Donegal Mutual kept on growing by moving into the neighboring conditions of Maryland and Delaware. In 1984 Donegal Mutual gained the contract of Southern Mutual Insurance Company in Virginia, referred to today as Southern Insurance Company of Virginia.

In 1986, Donegal Mutual structured a downstream protection holding organization, Donegal Group Inc. (A protection holding organization is a business partnership that possesses insurance agencies, yet is not an insurance agency itself.) moreover, Donegal Group Inc. finished a first sale of stock of normal stock, with Donegal Mutual holding a larger part engage. Two classes of regular supply of Donegal Group Inc. exchange on the NASDAQ trade under the images DGICA and DGICB. Donegal Mutual keeps on holding larger part voting control of Donegal Group Inc.

At this same time, Donegal Group Inc. consolidated Atlantic States Insurance Company as a completely possessed property and loss protection backup. Atlantic States was initially framed to offer laborers' pay protection, yet was soon bringing included esteem by offering an extra favored level of individual lines accident coverage.

Atlantic States likewise started to offer extra levels of business items as the consolidated organizations got to be much more focused in the commercial center and started advancing its abilities as the Donegal Insurance Group.

This development and extension prompted further increments to the Donegal Insurance Group's corporate central command. A broad expansion to the front of the current building was finished in 1989.

 

1990s and 2000s

Amid the 1990s, Donegal Group Inc. finished acquisitions of Delaware Atlantic Insurance Company, Pioneer Insurance Company (Ohio), Southern Heritage Insurance Company and Pioneer Insurance Company (New York). These acquisitions extended the Donegal Insurance Group's capacities to give protection items in the working districts served by these organizations.

In 2001 and 2006, Donegal Group Inc. streamlined its corporate structure by blending a few auxiliaries. In 2001, the mergers of Delaware Atlantic Insurance Company and Pioneer Insurance Company (New York) into Atlantic States Insurance Company were finished. In 2006, the mergers of Southern Heritage Insurance Company into Southern Insurance Company of Virginia and Pioneer Insurance Company (Ohio) into Atlantic States Insurance Company were finished.

With a developing specialists and worker populace, the Donegal Insurance Group perceived the significance of giving a quality preparing office to workers and operators. So in 1998, its preparation focus opened in Marietta. Numerous representatives and operators have profited from the quality instructive projects the Donegal Insurance Group gives at this office.

The Donegal Insurance Group's Midwest development methodology entered its next stage in 2002, as Donegal Group Inc. gained Le Mars Insurance Company, giving access to four extra Midwestern states.

In 2004, Donegal Group Inc. obtained The Peninsula Insurance Company and Peninsula Indemnity Company.

The Donegal Insurance Group's dedication to robotization and simplicity of working together provoked the 2004 development of another Technology Center as an expansion to its corporate central command. WritePro, a robotized Personal Lines citing, guaranteeing and issuing framework, was discharged in 2005. The second era of that item, emphasizing online access to this capable office instrument, was taken off in 2006 to positive audits. In 2006, the Donegal Insurance Group likewise presented WriteBiz, a Commercial Lines mechanized citing, guaranteeing and issuing framework.

By 2005, the Donegal Insurance Group had seen colossal development, with composed premiums of $423 million and consolidated resources of $872 million. The Donegal Insurance Group was working together in 18 states, spoke to by near to 1,700 free operators, and made out of six organizations: Donegal Mutual, Atlantic States, Le Mars Insurance Company, Peninsula Insurance Company, Peninsula Indemnity and Southern Insurance Company of Virginia.

In 2008, the Donegal Insurance Group's proceeded with spotlight on Midwestern extension brought about the securing of Wisconsin-based Sheboygan Falls Insurance Company, a property and loss back up plan endorsing both individual and business lines items.

As 2008 closed up shop, the Donegal Insurance Group's general premium compositions were $457 million yearly. The Group's progressing arrangement for judicious development proceeded in 2009, as Donegal Mutual went into an alliance concurrence with Southern Mutual Insurance Company. Through this connection, the Donegal Insurance Group added to its business in Georgia and South Carolina.

The Donegal Insurance Group story is an one of enduring, steady development, and the most recent section in that story was composed in 2010 when Donegal Group Inc. obtained Michigan-based Michigan Insurance Company, which leads business in the condition of Michigan with yearly premiums written in overabundance of $100 million.

The Guardian Life Insurance Company of America

About

Established in 1860 and consolidated in the State of New York, Guardian is the fourth biggest U.S. common

disaster protection organization taking into account statutory excess of $5.0 billion as of December 31, 2013, as per companion information aggregated by the National Association of Insurance Commissioners (the "NAIC"). Watchman fundamentally works in the customary extra security business, additionally gives, specifically or through its auxiliaries, a wide scope of gathering, incapacity, and retirement items and administrations, and also venture administrations. The Company gives its items and administrations to people, enterprises and different establishments in each of the 50 conditions of the United States and the District of Columbia. Gatekeeper's significant backups incorporate Berkshire Life Insurance Company of America ("BLICOA") and The Guardian Insurance & Annuity Company, Inc. ("GIAC"). As of December 31, 2013, Guardian had complete resources of $42.1 billion, aggregate life coverage in-power of $483.1 billion and statutory overflow of $5.0 billion. For the year finished December 31, 2013, Guardian produced downright premium pay of over $8.7 billion, net pick up from operations of $220 million, and net pay of $286 million. Watchman's protection budgetary quality/cases paying capacity is appraised AA+ (Very Strong) by Standard & Poor's Ratings Services, a Standard & Poor's Financial Services LLC business ("Standard & Poor's"), Aa2 (Brilliant) by Moody's Investors Service, Inc. ("Moody's"), AA+ (Very High) by Fitch IBCA ("Fitch"), and

A++ (Superior) by A.M. most excellent  Company, Inc. ("A.M. Best"). Moody's, Fitch, and A.M. Best at present report a stable viewpoint for Guardian's protection monetary quality/cases paying capacities rating, while Standard & Poor's reports a negative point of view toward Guardian's evaluating. Gatekeeper, together with its auxiliaries, is a monetary administrations bunch that tries to give appealing esteem for policyholders and clients by giving a wide cluster of separated items and administrations, while meaning to accomplish solid money related results. In seeking after this technique, Guardian's directing guideline is to empower its clients to acquire budgetary achievement while securing their families and organizations. To attain to this objective, Watchman concentrates on creating and disseminating a wide arrangement of money related items and administrations, keeping up what it accepts to be reasonable guaranteeing measures and cost control, and seeking after resource/risk administration rehearses that it considers progressive. The chief product offerings of Guardian and its real backups are composed in the three sections

put forward beneath:  

1) Singular Insurance items incorporate individual disaster protection and individual incapacity wage protection items. Singular disaster protection items incorporate taking an interest entire life protection, widespread life coverage, term extra security and variable all inclusive disaster protection. Singular incapacity pay protection items, which are sold by BLICOA, incorporate singular incapacity pay protection and multi-life handicap salary protection.

2) Bunch Insurance items incorporate dental, vision, life, coincidental demise and dissection ("AD&D"), short- and long haul incapacity, stop misfortune, nonattendance administration organization and supplemental items, for example, mishap, tumor and discriminating ailment.

3) Retirement Products and Services, which plan to meet a singular's retirement needs through items and projects, are sold by GIAC. These items incorporate individual altered and variable annuities, and characterized commitment/401(k) items.

Gatekeeper disperses its individual items basically through a profession operators power, which comprises of offices oversaw by general operators and vocation improvement directors, and profession specialists and agents who offer items specifically to the client. As of the date of this Memorandum, Guardian had more than 3,200 profession specialists in 89 general offices and Guardian-oversaw organizations. Gatekeeper conveys its gathering items through gathering deals agents, merchants, advantage specialists and profession operators. At December 31, 2013, Guardian had 250 gathering deals experts and more than 16,000 dynamic gathering agents and profit advisors. Gatekeeper's profession operators deals power offers items for Guardian (singular life coverage and gathering items), GIAC (remarkable annuities and characterized commitment/401(k)) and BLICOA (singular incapacity items), subject to material permitting and arrangement necessities. The profession specialists framework offers most of the individual disaster protection items what's more, an expansive part of the individual handicap and annuity items. Singular incapacity pay items are additionally sold by merchants connected with general specialists. Singular annuity items are likewise sold through the autonomous financier channel. At present, most of the gathering business, and in addition characterized commitment/ 401(k) business, is sold utilizing Guardian deals agents or wholesaling associations through dealers. Gatekeeper expects this part of offers through the different circulation channels to proceed for years to come.

Newline Group

Newline Group

About

Newline Group is a business driving claim to fame safety net provider headquartered in London, working through two guaranteeing stages: Newline Syndicate 1218 at Lloyd's and Newline Insurance Company Limited. The Newline Syndicate at Lloyd's additionally works administration organizations in Singapore and Melbourne giving nearby market learning and aptitude. Likewise, Newline Insurance Company Limited works a Regional Office in Manchester. 

We offer an extensive variety of setback items to non-US customers situated in many locales and domains as far and wide as possible. Our guaranteeing experts have the information and experience to meet the testing requests of an assorted scope of clients both vast and little, by reliably offering clients placed in the UK and 80 different nations far and wide, aggressive estimating, expansive scope, huge limit and a solid asset report. 

Newline Group is a Division of OdysseyRe, a main overall guarantor of claim to fame protection and reinsurance, with resources of $11.0 billion and $4.0 billion in shareholders' value. Newline Group's capacity to serve its customers is sponsored by prevalent endorsing and cases mastery joined with solid money related appraisals.

Overview

Newline Insurance Company Limited is an entirely possessed backup of Odyssey Re Holdings Corp., a US-based, multi-national holding organization giving property and loss reinsurance and forte protection on an overall premise through working backups and limb arranges deliberately found as far and wide as possible. 

Newline Insurance Company Limited was shaped in 2006, and is approved by the Prudential Regulation Authority and managed by the Financial Conduct Authority and the Prudential Regulation Authority to compose protection all through the European Community and facultative reinsurance in most different wards around the world. Newline Insurance Company Limited has now settled a UK Regional office situated in Manchester, the apparent Regional Insurance Center outside of London, and keeps on developping close associations with a select gathering of Regional Brokers through the UK offering the full scope of items right now accessible. 

We offer our business accomplices the same item suite endorsed by our exceptionally talented guarantors and committed cases experts at Newline Syndicate at Lloyd's. 

Asian Life Insurance Company

Asian Life Insurance Company

About

On the red table, there was a purple Asian Life Insurance Company has got working permit according to Insurance Act 2049 from Beema Samiti on 27th February, 2008 (Falgun 15, 2064) and began working on third April, 2008 (Chaitra 21, 2064). Following 6 years in Nepalese Life Insurance Business, Asian Life Insurance Company is the first life coverage Company to get working License from Beema Samiti.

The Authorized Capital of the Company is Rs. 1000 million. Out of which 521.29 million is right now paid up (70% by the promoter and the remaining 30% by the overall population).

There are 68 promoters of the organization: 6 institutional and the remaining 62 individual promoters. between the institutional promoters, there are presumed fund and advancement banks of Nepal.

Our glad history of fruitful development covers more than 1% Nepalese populace with an offer of 313,468 approaches inside initial 2 years and 3 months of its operation. The organization has a solid vicinity in its current markets with a base of more than 40,000 devoted operators. What's more, thus actually, the organization is one of the main insurance agencies in the nation.curtain. Underneath that was a silver cage. Inside that cage there was a green bear  bear, with the number 43 written on its torso  with a black enduring marker. Its eyes were as green as envy.

                                                                    Overview

Asian Life Insurance Company has got working permit according to Insurance Act 2049 from Beema Samiti on 27th February, 2008 (Falgun 15, 2064) and began working on third April, 2008 (Chaitra 21, 2064). Following 6 years in Nepalese Life Insurance Business, Asian Life Insurance Company is the first extra security Company to get working License from Beema Samiti.

The Authorized Capital of the Company is Rs. 1000 million. Out of which 521.29 million is right now paid up (70% by the promoter and the remaining 30% by the overall population).

There are 68 promoters of the organization: 6 institutional and the remaining 62 individual promoters. Among the institutional promoters, there are presumed fund and advancement banks of Nepal. Taking after are the major institutional promoters:

1) Mahalaxmi Finance Limited, Birgunj

2) H & B Development Bank Ltd, Kathmandu (Former Himchuli Bikash Bank Ltd AND Birgunj Finance Limited)

3) Malika Development Bank Limited, Dhangadi

4) Guheshwori Merchant Bank and Finance Company Limited, Lalitpur

5) Collaboration Development Bank, Butwal (Former Butwal Finance Ltd.)

The individual from the governing body and other individual financial specialists are pioneers in different callings and business, for example, banks, insurance agencies, money related establishments, private endeavors and so forth. A few financial specialists are from rumored position holders of ex-taxpayer driven organizations.

Since origin, the organization has concentrated on strategy holder's fulfillment. The organization is outfitted with current innovation to direct the protection business in an expert way and is in the position to legitimately manage a wide range of customers and prepared to give brilliant administration.

Our glad history of effective development covers more than 1% Nepalese populace with an offer of 313,468 approaches inside initial 2 years and 3 months of its operation. The organization has a solid vicinity in its current markets with a base of more than 40,000 devoted operators. What's more, subsequently truth be told, the organization is one of the main insurance agencies in the nation.

The organization is reinsured with Scor Global Life Paris, France which is fiscally sound reinsurer of worldwide notoriety. The reinsurer is in the standard and poor's "A" rating classification, (Ref: Reinsurer's Press Release 01 October, 2010).

Premier Insurance Company

Premier Insurance Company

Joined on twelfth may 1994, Premier Insurance Company (Nepal) Limited has developed as a famous general insurance agency of the second era. The organization has earned a notoriety in the neighborhood and universal protection and reinsurance parts too for its polished skill and administrations. 

Chief's accomplishment in the protection and reinsurance business owes itself to the determination of its promoters to succeed. Contained unmistakable ambitious people, the promoters of the organization have brought their encounters, entrepreneurial ability and administration abilities to add to the organization's development.

Head's most prominent quality is its kin. In a business that starts and closures with individuals, Premier's human assets has tremendous obligations on its shoulders.

Consistently prepared on the most recent innovation, Premier's staff gives effective administration to its clients. They are likewise prepared on creating inventive and uniquely crafted items, better hazard administration arrangements and quality administration for greatest security to clients.
The organization's devotion to give better client benefit additionally reflects through its relationship with driving protection and reinsurance securities of the world appraised, very for case installment abilities by rumored organizations like Standard & Poor (S&P).

Today Premier has the best and the most secure reinsurance plans to cover a wide range of case settlements.

As a feature of the organization's endeavors to serve individuals countrywide. it has secured four local workplaces. The Birgunj office covers southern piece of the nation. The Narayangarh and Pokhara workplaces cover the western piece of the nation while the Biratnagar office covers the eastern area of Nepal. New workplaces in different parts of the nation are planned to be opened soon.

Jubilee General Insurance

                                Jubilee General Insurance

Company Overview 

Built in 1953, JUBILEE GENERAL (in the past as New Jubilee Insurance organization Limited) is one of the brightest and most legitimate names in the protection part. 

Managed development over a large portion of a century has secured JUBILEE GENERAL a spot among the "Enormous Three" Pakistani protection regarding gross direct premium and monetary base. Celebration GENERAL is recorded on the Karachi & Lahore Stock Exchanges. Significant shareholders incorporate Aga Khan Fund for Economics Development and Hashoo Group. Celebration GENERAL, with its Head Office in Karachi, has a broad and element extension organize in all real urban areas and towns of Pakistan that ensures brief administration at the client's doorstep. 

The organization values its long-standing reinsurance game plans and association with global famous reinsurers, for example, Swiss Re, Munich Re, Lloyds, Hannover Re and Mitsui Sumitomo Re. The organization is additionally bolstered by universally acclaimed reinsurance intermediaries including AON Group, Willis, Marsh and UIB. 

In 2003, JUBILEE GENERAL turned into the first Pakistani insurance agency to secure an outside organization when it assumed control over the Pakistan operations of Commercial General Union. Together with AKFED, JUBILEE GENERAL additionally gained greater part control of CU Life Assurance Company of Pakistan Ltd. 

At JUBILEE GENERAL, differences is kept up through guaranteeing all classes of general protection including flame, marine, engine, building, wellbeing and general mishaps. Celebration GENERAL offers wide hazard scope, as well as gives related danger administration administrations conveyed by very qualified and experienced danger administrators. Celebration GENERAL has created novel and creative protection answers for meet the developing shopper financing patterns of economy. From car financing to individual advances, home loans to plastic cards, and exchange money to capital speculation account, JUBILEE GENERAL has the modified answers for secure whole operations. Item range and exchanges of all monetary foundations. 

As pioneers in Group Health Insurance, JUBILEE GENERAL keeps on developping new, adaptable and tweaked arrangements to suit the different need of our numerous blue chip Pakistani organizations and multinational customers. 

With a wide range of administrations accessible, JUBILEE GENERAL's customer base involves conspicuous national and multinational organizations working in Pharmaceutical, Chemical, Textile, Cement, Services (Hospital & Hotels), Oil & Energy, Manufacturing, FMCG, Engineering, Banking and Financial divisions. 

Celebration GENERAL's business logic can be summed up as Customer defense, Customer Satisfaction and Customer Trust. This is gained to a great extent by capacity to handle guarantees successfully. The client center and genius dynamic administration approach in every aspect of business, permit JUBILEE GENERAL to guarantee and handle guarantees in a speedy and productive way. 

The genuine test of soundness of protection merge is the length of time of customer connections. This is demonstrated by the way that numerous customers have been with us for more than 40 years. Customers are fulfilled realizing that JUBILEE GENERAL is their best security.

HCC Insurance Company

                            HCC Insurance Company

About

HCC Insurance Holdings, Inc. is a main strength safety net provider with workplaces in the United States, the United Kingdom, Spain and Ireland, executing business in roughly 180 nations and endorsing more than 100 classes of claim to fame protection. HCC items and capacities set the standard for the business, and a hefty portion of the Company's very nearly 2,000 workers are industry-driving specialists. 

HCC has accomplished an extraordinary record of development and benefit, subsequent to its establishing in 1974, through imaginative however cautious endorsing, solid danger administration hones, artful extension of existing lines of business and focused on acquisitions. HCC is decently promoted and situated to proceed with its prosperity.

Our Philosophy

At HCC, we have a conviction that each danger is as novel as the customer who embraces it. It is the reason our Company is based on lines of Specialty Insurance, with amassings of ability that permit us to really guarantee every danger, not only apply a layout to them. 

In a commoditized universe of protection, this procedure, joined with our exceedingly evaluated substances, implies the strategies we compose have genuine worth. It implies we will be there when called upon. As it were, it gives them a chance to tackle opportunity with certainty, a methodology of protection we bring Mind over danger.